Contact Us     Login

WEALTH ADVISORY PROCESS

We take a holistic, solutions-based approach when developing and implementing each client’s unique wealth management plan. We utilize a systematic process for identifying each client’s financial needs, designing a customized solution to work to meet those needs, and we can meet to review your plan and progress as needed. Each step in our process is integral to the ultimate success of the wealth management plan we create for you. Below are the six steps in our process:

  • Getting to Know You


    We call our first meeting with a potential client the “Fit” meeting.

    This meeting is designed for us to get to know you and for you to get to know us.

    The primary objective of this meeting is about both parties determining if they can work together, or in other words, Is there a potential “Fit?”

    In this meeting, we spend time discovering the answer to the question: “What’s important to you?”

  • Discovery & Consultation


    Once we determine there is a potential “Fit,” we set a second appointment to gather the necessary financial information in order to be able to create and recommend a wealth management plan.

    We strive to discover your life goals and dreams as well as your financial objectives.

    We seek to not only help you identify and articulate your goals, but also to prioritize those goals.

  • Analysis & Plan Development


    Our team reviews and analyzes all information from the discovery meeting.

    Using the Wells Fargo planning software called Envision®, we input your goals and existing financial information and then perform a “stress test” to determine the probability of achieving those goals.

    From the Envision analysis, we develop a specific wealth management plan which includes recommendations for an appropriate asset allocation mix as well as detailed investment strategies.

    We meet to review the Envision analysis, lay out the wealth management plan proposal including how we are compensated.

  • Plan Implementation


    Once we have agreed on the wealth management plan, we begin the process of implementation.

    All necessary new accounts are opened and funded with cash and/or securities transferred from other financial institutions if applicable.

    The specific investment strategy will then begin to be executed. This process may take several months depending on financial markets conditions and tax implications of transactions.

  • Plan Review & Evaluation


    We can meet with clients to review progress toward reaching their goals and objectives.

    Overall plan progress is evaluated and adjustments are made in this meeting as needed as financial markets change and important life events occur.

  • Ongoing Service & Reviews


    We schedule periodic meetings with each client to review plan progress, evaluate portfolio performance and asset allocation, and discuss specific investment strategies.

    We make portfolio risk assessments based on historical performance and current market conditions.

    We strive to stay in touch with our clients through frequent contact by phone and email.

    Meet with you to review your wealth management plan.

IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

•Envision® methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2021 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.







What you can expect from us

  • Treat you with respect, always be honest, and seek to earn your trust.
  • Respond to your inquiries on a timely basis.
  • Act as your financial advocate, always putting your interests first.
  • Strive to achieve a complete and accurate understanding of your life goals and financial objectives.
  • Listen, ask questions, explain recommendations. 
  • Discuss with you your financial progress. 
  • Perform one-on-one reviews of your wealth management plan. 

 


FINRA’s BrokerCheck Obtain More Information About Our Firm and Financial Professionals

This information is intended for use only by residents of (AZ, CA, CO, CT, FL, IN, LA, NE, NJ, OH, OK, SC, TX, UT, WA, WY). Securities-related services may not be provided to individuals residing in any state not listed above. Please consult with the FA as s/he may not be registered in all states.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN).

Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. WFAFN uses the trade name Wells Fargo Advisors. Any other referenced entity is a separate entity from WFAFN.  Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies. A note about Social Media: Opinions, comments and actions taken on Social Media are those of the third party and do not necessarily reflect the views of the creator of this profile or of the firm. Social Media is intended for U.S. residents only and subject to the following terms: wellsfargoadvisors.com/social.

©2021 Wells Fargo Advisors Financial Network, LLC. All rights reserved.

Accessibility Statement   |   Sitemap   |   Privacy Policy   |   Notice of Data Collection   |   Do Not Sell or Share My Personal Information   |   Legal   |   Security