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Investment Planning & Management
Customized portfolio design and construction according to personal long-term goals
Asset allocation strategy using core-satellite approach
Diversified portfolio using low-cost mutual funds, ETFs, and individual stocks and bonds
In-depth research process led by experienced investment professionals
Disciplined, long-term approach utilizing stringent investment criteria
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Retirement & Income Planning
Define major life goals and dreams
Analyze retirement cash flow needs and resources
Stress test various scenarios using Envision to determine level of confidence of achieving goals
Create recommended retirement scenario
Review progress with clients, update goals as financial circumstances change
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Risk Management
Life insurance policy review and needs analysis
Long-term care strategies
Wealth and income replacement strategies
Health and disability insurance evaluation
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Legacy Planning & Philanthropy
Beneficiary & account titling review
Estate & wealth transfer strategies
Charitable giving
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Business Retirement Plans
Plan design analysis
Service provider search and evaluation
Plan reviews
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Advanced Planning
Business succession planning
Comprehensive Personal Financial Review
Tax reduction strategies
Education planning
Executive services including stock options, restricted stock, deferred compensation.
IMPORTANT: The projections or other information generated by [name of investment analysis tool] regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.
•Envision® methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2021 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.
Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.
•Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
•This is not, in any way, intended as an invitation to replace your existing coverage. Such an exchange is often not appropriate due to such factors as surrender charges on your existing policy, the surrender charge period on the new policy, transaction costs associated with the exchange, the values of the new policy versus the old policy, and the various fees and expenses associated with the new product. Therefore, replacing an existing policy should only be considered after a careful evaluation of these factors as well as a thorough review of your existing coverage.
